How Do I Buy My First Home in Smithtown, NY? A Complete Guide for First-Time Homebuyers in Suffolk County Buying your first home is an exciting milestone, but the process can feel overwhelming without the right guidance. From understanding your budget to finding the perfect neighborhood and making a

Mortgage Rates Rise for Fourth Straight Week, Hitting 12-Month High The continued summer slowdown in the housing market could see an uptick in transactions before fall, but economists are pointing to an array of economic and geopolitical headwinds that could possibly drive mortgage rates even higher

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Mortgage Rates Hit Highest Level Since August 2025 Economists say renewed doubt about a resolution to the war in Iran kept Treasury yields and thus mortgage rates elevated this past week with the average 30-year hitting its highest point since August of 2025.  The average 30-year fixed mortgage rate

Report: Mortgage Payments Down, Inventory Up as Housing Fights Against High Rates Despite mortgage rates remaining elevated due to ongoing economic pressures stemming from the Middle Eastern conflict, the market continues to paint a picture of resilience as this spring sees many signs grow historica

Mortgage Applications Decrease for Third Consecutive Week Mortgage rates ticking down slightly didn’t move the needle on application activity this week, but the pace still remains ahead of last year at this time, according to this week’s update from the Mortgage Bankers Association (MBA). The latest

Inflation, High Treasury Yields Force Mortgage Rates Upward Mortgage rates have fluctuated again this week, seeing an increase as inflation rose due to elevated oil, gas and energy prices due to continued geopolitical tensions, according to the latest data from Freddie Mac. Freddie Mac’s Primary Mor